As we supposedly continue our economic recovery, the number one issue facing franchise systems and other small businesses is the lack of access to credit. In a recent interview, International Franchise Association President and CEO Steve Caldeira commented that "it all comes back to credit access. . . we have to figure a way to get credit flowing for franchise lending, to stimulate growth and job creation." I have said it before and I'll say it again: our economy won't truly recover until small business gets some of the relief it sorely needs. Finally, some good news on that front: according to a story in yesterday's Wall Street Journal, lending is starting to increase. Let's hope this trend continues.